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- Variable Universal Life
Consider Variable Universal Life if you’re looking for:
- Long-term life insurance protection for your loved ones
- Opportunity for asset growth
- Tax-advantaged investing
- Tax-free income if your needs change*
- Tax-advantaged legacy through your policy's life insurance benefit
With Variable Universal Life, you’re in control of your investments.
You can choose from a wide variety of investment options to get the right mix of investments within your policy. Some clients like being able to pick their investment options themselves from a range of well-known investment managers. Others prefer using a model-portfolio approach with investment combinations that have been built by experts. You can match your goals, risk tolerance, and time horizon however you decide to invest.
Variable Universal Life prospectuses and performance information.
Click below to find your product and download a PDF of its prospectus, accumulation unit value, or recent performance history.
New York Life Variable Universal Life Accumulator II is currently available in all states.
Prospectus/SAI
Accumulation unit value
Performance history
New York Life Market Wealth Plus is currently available in all states.
The product prospectuses include information about the products as well as their charges and expenses. The fund prospectuses contain information on each of the investment options available under our products. Details of each portfolio’s investment objective, style, and associated risk will be found inside. The Investment Divisions offered through the New York Life variable universal life policies and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ. To learn more about the policy, you may also download the Statement of Additional Information (SAI). The SAI contains more detail concerning the subjects discussed in the prospectus.
You should consider the investment objectives, risks, charges, and expenses of a VUL policy carefully before investing. Both the product prospectus and the underlying fund prospectuses contain this and other information about the policy and underlying investment options. VUL policies involve mortality and expense risk charges, surrender charges, cost of insurance charges, administrative charges, and monthly per-thousand face amount charges.
Neither NYLIFE Securities LLC nor its registered representatives offer personalized tax advice. Please consult your tax advisor regarding the individual characteristics of investing in a Variable Universal Life policy.
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Whole Life Insurance
Learn about securing lifetime protection with a whole life insurance policy.
Life insurance does more than just protect your family.
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* Accessing the cash value will reduce the available cash surrender value and life insurance benefit.
The New York Life Variable Universal Life Accumulator II policy is issued by New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation) and distributed by NYLIFE Distributors LLC.
Issued by: New York Life Insurance and Annuity Corporation†
(A Delaware Corporation)
51 Madison Avenue
New York, NY 10010
Distributed by: NYLIFE Distributors LLC†
Member FINRA/SIPC
30 Hudson Street
Jersey City, NJ 07302
† Wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.
In most jurisdictions the Policy form Number for New York Life Variable Universal Life Accumulator II is ICC17-317-30 and for Market Wealth Plus is ICC22-322-32P.