Our financial strength rating

New York Life Insurance Company and its subsidiaries, New York Life Insurance and Annuity Corporation, Life Insurance Company of North America and New York Life Group Insurance Company of NY earn the highest financial strength ratings currently awarded to any life insurer by the major ratings agencies. Current ratings for the companies are as follows:

Rating Agency
Financial Strength Ratings
Date of Latest Action
Recent Reports
A.M. Best A++ September 14, 2022 Analysis: (9/30/2022)
Fitch Ratings AAA June 13, 2023 Analysis: (6/13/2023)
Moody’s Investors Service Aaa June 28, 2023 Credit Opinion: (6/28/2023)
Standard & Poor’s AA+ July 29, 2022 Analysis: (7/29/2022)



A.M. Best (Financial Strength): A Best’s Financial Strength Rating is an opinion of an insurer’s ability to meet its obligations to policyholders.

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“Best’s Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best web site, www.ambest.com.”
Fitch Ratings (Insurer Financial Strength): Fitch Ratings’ Insurer Financial Strength rating provides an assessment of the financial strength of an insurance organization and its capacity to meet senior obligations to policyholders and contract holders on a timely basis.

Moody’s (Financial Strength): Moody’s Insurance Financial Strength Ratings are opinions of the ability of insurance companies to repay punctually senior policyholder claims and obligations.

Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., provides independent financial information, analytical services, and credit ratings to the world’s financial markets. For more information on Standard & Poor’s, visit their website.